098250 39903 B-50, Sardar Patel Mall, Thakkarbapanagar, Ahmedabad

Mediclaim & Health Insurance

Medical emergencies can strike anytime. A good mediclaim policy ensures you get the best treatment without worrying about hospital bills. We offer comprehensive health insurance plans for individuals, families, and senior citizens.

Individual Mediclaim

Complete health coverage for individuals covering hospitalization, pre & post hospitalization expenses, day care procedures, and more.

  • Hospitalization cover: ₹2 Lakh to ₹1 Crore
  • Cashless treatment at 10,000+ network hospitals
  • Pre-hospitalization: 30 days covered
  • Post-hospitalization: 60 days covered
  • Day care procedures (450+ covered)
  • Ambulance charges included
  • No Claim Bonus: Sum Insured increases every claim-free year
  • Annual health checkup included

Family Floater Mediclaim

One policy for the entire family — covers self, spouse, children, and parents under a single sum insured at lower premium than individual plans.

  • Cover entire family under one plan
  • Sum Insured: ₹3 Lakh to ₹1 Crore
  • Any family member can use the full sum insured
  • Maternity & newborn baby cover available
  • Children covered from day 1 (91 days for newborn)
  • Restoration benefit: Sum Insured restored if exhausted
  • Critical illness rider available
  • More economical than individual policies for each member

Senior Citizen Health Plan

Specially designed for parents and senior citizens aged 60+. Covers age-related illnesses, joint replacements, cardiac treatments, and more.

  • Entry age: 60 to 80 years
  • Sum Insured: ₹1 Lakh to ₹25 Lakh
  • Pre-existing diseases covered after waiting period
  • Domiciliary hospitalization covered
  • AYUSH treatment included
  • Cataract, knee replacement, heart surgery covered
  • Lifelong renewability guaranteed
  • No medical test required up to certain sum insured

Important: Mediclaim Tax Benefits

Health insurance premium is eligible for tax deduction under Section 80D — up to ₹25,000 for self & family, additional ₹25,000 for parents (₹50,000 if senior citizen). Preventive health checkup deduction up to ₹5,000 included within the limit.

Personal Accident (PA) Insurance

Accidents are unpredictable. A Personal Accident policy provides financial support in case of accidental death, disability, or injuries — covering medical bills, income loss, and family support.

Personal Accident Cover

Comprehensive coverage against accidents — whether at home, workplace, or during travel. Available for individuals and families.

  • Accidental Death: 100% Sum Insured paid to nominee
  • Permanent Total Disability: 100% Sum Insured
  • Permanent Partial Disability: Percentage-based payout
  • Temporary Total Disability: Weekly compensation
  • Medical expenses due to accident covered
  • Covers: Road accidents, falls, burns, drowning, etc.
  • Education fund for children (on accidental death)
  • Sum Insured: ₹1 Lakh to ₹1 Crore
  • Very affordable premium — starts from ₹300/year

Critical Illness Cover

Lump sum payout on diagnosis of critical illnesses like cancer, heart attack, stroke, kidney failure, etc. Helps cover treatment costs and income loss during recovery.

  • Covers 30+ critical illnesses
  • Lump sum payment on first diagnosis
  • Cancer, Heart Attack, Stroke, Kidney Failure
  • Organ transplant, Multiple Sclerosis, Paralysis
  • Sum Insured: ₹5 Lakh to ₹50 Lakh
  • Can be taken as standalone or rider with life policy
  • No hospitalization required — diagnosis is enough
  • Use the money for treatment, travel, or anything

Vehicle Insurance

Vehicle insurance is mandatory by law in India. Whether you own a car, bike, scooter, or commercial vehicle — we provide the best vehicle insurance with quick claim settlement and cashless repairs.

Car / Four Wheeler Insurance

Comprehensive motor insurance for your car — covers own damage, third-party liability, theft, natural calamities, and personal accident.

  • Comprehensive Cover: Own damage + Third-party + PA
  • Third-Party Only: Mandatory legal requirement
  • Accident damage repair (cashless at network garages)
  • Theft & total loss coverage
  • Natural calamity: Flood, earthquake, storm damage
  • Man-made calamity: Riot, fire, explosion
  • Personal accident cover for owner-driver (₹15 Lakh)
  • Add-ons: Zero depreciation, engine protect, roadside assistance
  • NCB (No Claim Bonus): Up to 50% discount

Two Wheeler Insurance

Protect your bike, scooter, or motorcycle with comprehensive two-wheeler insurance at affordable premiums.

  • Comprehensive & Third-Party Only options
  • Own damage cover for accidents & collisions
  • Theft protection
  • Third-party liability (mandatory)
  • Personal accident cover for rider
  • Natural & man-made calamity coverage
  • Pillion rider cover add-on available
  • Quick online renewal
  • NCB transfer on new vehicle purchase

Commercial Vehicle Insurance

Insurance for trucks, buses, taxis, autos, and other commercial vehicles. Covers goods in transit, driver liability, and third-party damages.

  • Covers all commercial vehicles: Truck, Bus, Taxi, Auto
  • Own damage + third-party liability
  • Goods in transit coverage
  • Hired driver / paid driver cover
  • Passenger liability cover (for passenger vehicles)
  • Legal liability to third party
  • Fire & theft protection
  • Fleet discount for multiple vehicles

Driving Without Insurance?

As per Motor Vehicles Act, driving without valid insurance is punishable with fine up to ₹2,000 and/or imprisonment up to 3 months. Third-party insurance is mandatory. Don't take the risk — get insured today!

Other Insurance Plans

We also provide Fire, Property, Shop, and other general insurance solutions to protect your assets and business.

Fire & Property Insurance

Protect your home, shop, office, or factory from fire, lightning, explosion, and natural perils.

  • Coverage: Fire, lightning, explosion, implosion
  • Aircraft damage, riot, strike, malicious damage
  • Storm, cyclone, flood, earthquake (add-on)
  • Covers: Building + Contents (furniture, stock, machinery)
  • Business interruption cover available
  • Reinstatement value option
  • Suitable for: Home, Shop, Godown, Factory, Office

Travel Insurance

Complete travel protection for domestic and international trips — covers medical emergencies abroad, trip cancellation, baggage loss, and more.

  • Medical emergency cover abroad
  • Trip cancellation/interruption
  • Baggage loss or delay
  • Passport loss assistance
  • Emergency evacuation
  • Personal liability cover
  • Available for: Individual, Family, Student, Senior

Shopkeeper / SME Insurance

All-in-one insurance package for shopkeepers and small businesses — covers stock, building, money, fidelity, and public liability.

  • Fire & allied perils for building & stock
  • Burglary & theft cover
  • Money in transit & safe
  • Fidelity guarantee (employee dishonesty)
  • Public liability cover
  • Personal accident cover for owner
  • Electronic equipment breakdown
  • Affordable comprehensive package

Need Any Insurance? We're Here to Help!

From health to vehicle to property — get the best coverage at competitive premiums. Free consultation, quick issuance, and hassle-free claims.